Higher Loan Approval Rates
Present banks and NBFCs with meticulously formatted, error-free financial documents that strictly adhere to prevailing banking norms and RBI guidelines.
Advisory & Growth
Project Report / CMA & Fund Raising
Secure bank loans, optimize working capital, and attract investors with meticulously crafted CMA data and highly bankable project reports.
Response within a few hours
Talk to a CA / CS / legal specialist — Mon – Sat · 11:00 AM – 7:00 PM.
+91 70444 10150
Overview
What is Project Report / CMA & Fund Raising?
A Detailed Project Report (DPR) and Credit Monitoring Arrangement (CMA) data are critical financial documents required by banks, financial institutions, and investors to assess the commercial viability and financial health of your business. CMA data is a standardized framework mandated by the Reserve Bank of India (RBI) for businesses applying for working capital limits (like Cash Credit or Overdraft) and term loans. It provides a comprehensive multi-year analysis of your past financial performance and future projections. A Project Report goes a step further, detailing your business model, market potential, technical feasibility, and exact capital requirements. Calcutta Corporate’s financial experts draft highly accurate, bank-compliant project reports and CMA data, acting as your dedicated financial advisors to seamlessly navigate the complex underwriting process and secure the funds you need to scale.
Why do it
Key Benefits
Optimal Working Capital Limits
Accurately calculate your Maximum Permissible Bank Finance (MPBF) to justify and secure the exact Cash Credit or Overdraft limits your business requires.
Investor & Lender Confidence
Build immediate trust with credit managers and investors through highly defensible, data-backed financial projections and stress-tested repayment capacities.
Strategic Feasibility Analysis
Evaluate the exact Return on Investment (ROI), Break-Even Point, and Debt Service Coverage Ratio (DSCR) before committing capital to a new project.
Optimal Capital Structuring
Determine the perfect mix of promoter equity, term loans, and working capital to ensure your business remains financially healthy and avoids over-leveraging.
End-to-End Syndication Support
We go beyond just drafting reports; our experts actively liaise with bank credit managers and financial institutions to resolve queries and expedite the sanction process.
How it works
Step-by-Step Process
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01
Requirement Analysis & Feasibility
We start by understanding your exact capital requirements, whether for a greenfield project, machinery expansion, or enhancing daily working capital limits.
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02
Data Collection & Normalization
Our experts systematically gather your historical financial records, machinery quotations, market data, and operational assumptions to form a baseline.
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03
CMA Data & Financial Modeling
We mathematically construct your 3-to-5-year financial projections, strictly formatting them into the standardized CMA statements required by banking institutions.
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04
DPR Drafting
We draft a comprehensive narrative Project Report that outlines the executive summary, technical specifications, market potential, and management profiles.
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05
Review & Ratio Stress Testing
The finalized reports are rigorously tested to ensure critical banking metrics—like the Current Ratio and DSCR—meet the minimum thresholds expected by lenders.
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06
Submission & Bank Liaison
We assist in submitting the comprehensive proposal to targeted banks and act as your financial representative to swiftly address any queries raised by the credit committee.
What you need
Documents Required
- Audited financial statements (Balance Sheet, P&L) for the past 3 financial years (for existing businesses)
- Provisional financials for the current year and the last 6 months of bank account statements
- KYC documents (PAN, Aadhaar) and brief profiles of the Promoters, Directors, or Partners
- Business registration proofs (Certificate of Incorporation, GST Registration, MSME/Udyam Certificate)
- Formal quotations from vendors for machinery, equipment, or construction (if applying for a Term Loan)
- Details of any existing loan sanction letters and current debt repayment schedules
- Property documents and valuation reports for assets being offered as primary or collateral security
- Brief write-up of the business model, manufacturing process, or targeted sales strategy
Ready to get started with Project Report / CMA & Fund Raising?
Our team will guide you through every step — from documentation to final registration. Most services are completed faster than you expect.